• Flutterwave has partnered with Polygon to allow quick and low-cost stablecoin funds.
• The pilot is predicted to start by the top of 2025 and broaden to customers by means of the Ship app in 2026.
• Verified retailers would be the first to profit, guaranteeing compliance and easy implementation.

Flutterwave, one in all Africa’s largest monetary infrastructure suppliers, has introduced a partnership with Polygon Labs to leverage blockchain know-how for cross-border funds.

contemporary thrill @money2020We’re partnering with. @0x polygon We make cross-border funds sooner, cheaper, and extra accessible than ever earlier than.

With Polygon Proof of Stake (PoS) powering our new resolution, companies and people will quickly be capable of transfer funds throughout borders… pic.twitter.com/7vmr88zy8e

— Flutterwave (@theflutterwave) October 30, 2025

Stablecoin on the coronary heart of the partnership

In a multi-year collaboration, Polygon will change into Flutterwave’s default blockchain community, powering new cross-border funds merchandise designed round stablecoins.

These digital currencies are pegged to conventional fiat currencies such because the US greenback and are anticipated to streamline worldwide funds, lowering inefficiencies which have lengthy plagued Africa’s $2 trillion cross-border market.

For a lot of companies, funds can take a number of days and charges typically exceed 8%, creating important operational challenges.

Flutterwave plans to pilot the brand new system with a choose group of verified retailers in 2025 earlier than broadly rolling it out to companies and customers by means of the Ship app in 2026.

The preliminary rollout will prioritize international corporations corresponding to Uber and Audiomack that already depend on Flutterwave’s present funds infrastructure, with subsequent levels aiming to convey the advantages of blockchain-powered stablecoins to thousands and thousands of on a regular basis customers.

The partnership positions Africa alongside different areas the place Polygon is already delivering main fintech improvements, corresponding to Europe and Asia.

Greater than 100 fintech corporations around the globe use Polygon to effectively transfer funds, and Flutterwave’s adoption of the community indicators the rising adoption of blockchain know-how in real-world commerce on the continent.

For Flutterwave, this effort means greater than a technical improve. That is according to the corporate’s broader mission to simplify worldwide funds for African companies.

CEO Olugbenga “GB” Agboola stated the partnership will set a brand new customary for monetary inclusion by making cross-border transactions sooner, cheaper and extra accessible, whereas offering a scalable resolution for international commerce.

Sooner, cheaper cross-border funds

By integrating Polygon’s high-performance blockchain, Flutterwave goals to considerably scale back each prices and settlement instances.

Transaction charges on Polygon are sometimes just a few cents, and settlements happen in close to real-time.

Marc Boiron, CEO of Polygon Labs, highlighted the significance of this growth, noting that Polygon’s stablecoin can remodel settlement durations from days to seconds and scale back charges from a proportion to only a penny.

This partnership not solely reduces operational friction, but in addition strengthens monetary inclusion by making cross-border funds inexpensive and dependable.

The know-how is predicted to make beforehand cumbersome monetary processes easier and sooner for small retailers and people sending cash in Lagos, Nairobi and Johannesburg.

Regulatory compliance

Flutterwave is taking a cautious method to regulatory compliance, initially limiting stablecoin providers to verified retailers that meet enhanced Know Your Buyer (KYC) and Know Your Enterprise (KYB) requirements.

Vincent Yang, senior product supervisor for stablecoins and cryptocurrencies at Flutterwave, emphasised that the corporate is working carefully with regulators to make sure that it might solely launch providers in markets with acceptable regulatory help.

This integration is designed to be seamless for sellers and requires no technical adjustments to Flutterwave’s present API.

This method permits companies to entry new cost choices with out disruption and permits them to embed blockchain performance into acquainted techniques moderately than changing it totally.