• Customary Chartered predicts that XRP may attain $8 by 2026.
• The financial institution’s bullish outlook is pushed by regulatory readability and the rise of spot XRP ETFs.
• Institutional curiosity is predicted to extend as XRP strikes from a authorized threat to a monetary asset.

Customary Chartered has launched an optimistic XRP worth forecast, predicting a big rise within the worth of the cryptocurrency by 2026. The financial institution’s bullish outlook is supported by regulatory readability and the recognition of spot XRP ETFs. a

Customary Chartered predicts 4x rise in XRP

Jeffrey Kendrick, International Head of Crypto Asset Analysis at Customary Chartered, has set a worth goal for XRP of $8 by 2026. With XRP’s worth at present round $1.85, this prediction suggests a 4x upside potential.

One of many predominant elements behind the optimistic outlook is the decision of Ripple’s long-running authorized battle with the US Securities and Change Fee (SEC). The lawsuit, which started in December 2020, targeted on whether or not XRP must be categorised as a safety. Ripple claimed that XRP will perform as a digital forex and be used for quick and low-cost cross-border funds.

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Ripple-SEC incident

In July 2023, a U.S. courtroom dominated that the sale of XRP on an alternate will not be a securities transaction, though the sale to institutional traders was deemed a violation of securities legal guidelines. Ripple was fined $125 million in August 2024, and the case was closed. Nevertheless, each Ripple and the SEC appealed this ruling.

By August 2025, the authorized battle was concluded following a change in U.S. authorities management and the appointment of a brand new SEC Chairman. Each events dropped their appeals, eradicating a significant hurdle that had suppressed XRP’s worth for years.

Though costs haven’t skilled a significant leap for the reason that authorized decision, many imagine a big enhance is imminent, particularly with the anticipated passage of the Transparency Act in 2026.

Spot XRP ETF beneficial properties momentum within the US

In opposition to the backdrop of the authorized battle, spot XRP ETFs shortly gained traction within the U.S. market. Asset managers equivalent to Canary, Franklin Templeton, 21Shares, Grayscale, and Bitwise have launched XRP merchandise, providing institutional traders a regulated solution to acquire publicity to the token.

As of December 29, there was $1.15 billion in internet inflows into Spot XRP ETFs, in keeping with on-chain analytics platform SoSoValue. Within the newest market replace, these ETFs recorded $8.44 million in new investments.

XRP ETFs have complete property below administration of $1.24 billion, and plenty of trade leaders imagine that is just the start. This momentum may speed up considerably in 2026, additional boosting XRP’s prospects.

Potential XRP worth in direction of 2026

Customary Chartered believes that XRP’s improved long-term outlook is because of elevated adoption of spot XRP ETFs and regulatory readability. XRP is more and more seen as a monetary asset slightly than a authorized legal responsibility, and the financial institution hopes institutional investor participation will enhance its worth over time.

If Jeffrey Kendrick’s predictions come true, XRP may attain $8 by 2026, pushing the token’s market cap to just about $5 trillion. The financial institution believes this units the stage for XRP to interrupt into double-digit costs, with potential worth targets of $10.50 by 2027 and $12.50 by 2028.